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    <title>Zachary Roth</title>
    <link>https://www.zacharyr0th.com</link>
    <description>Writing and projects on blockchain, DeFi, AI, and product engineering, with practical frameworks for markets, technology, and growth.</description>
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      <title>Zachary Roth</title>
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    <item>
      <title><![CDATA[Clarity]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/tech-2026-03-03-clarity</link>
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      <description><![CDATA[A read-only finance dashboard that unifies banks, brokerages, exchanges, and wallets into one view.]]></description>
      <pubDate>Tue, 03 Mar 2026 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>fintech</category>
      <category>personal-finance</category>
      <category>crypto</category>
      <category>portfolio-tracking</category>
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    <item>
      <title><![CDATA[D'audio]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2025-11-13-daudio</link>
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      <description><![CDATA[Built because DistroKid made me lose my hair]]></description>
      <pubDate>Thu, 13 Nov 2025 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>decentralized-streaming</category>
      <category>shelby</category>
      <category>aptos</category>
      <category>web3</category>
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    <item>
      <title><![CDATA[Docpull]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/tech-2025-11-13-docpull</link>
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      <description><![CDATA[Lightweight Python scraper for agents. 5,000+ downloads on PyPI.]]></description>
      <pubDate>Thu, 13 Nov 2025 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>python</category>
      <category>documentation</category>
      <category>ai-training</category>
      <category>web-scraping</category>
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    <item>
      <title><![CDATA[Crypto-Repos]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2025-04-14-crypto-repos</link>
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      <description><![CDATA[Developer activity doesn't lie]]></description>
      <pubDate>Mon, 14 Apr 2025 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
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    <item>
      <title><![CDATA[Digital Gold]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/finance-2025-01-06-digital-gold</link>
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      <description><![CDATA[Why gold is valuable tells you why Bitcoin might be]]></description>
      <pubDate>Mon, 06 Jan 2025 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
      <category>bitcoin</category>
      <category>gold</category>
      <category>inflation</category>
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    <item>
      <title><![CDATA[Kernel Access]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/tech-2024-08-04-kernel-access</link>
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      <description><![CDATA[Your anti-cheat software has the same system access as your antivirus]]></description>
      <pubDate>Sun, 04 Aug 2024 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>computing</category>
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    <item>
      <title><![CDATA[Blue Screen of Death]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/tech-2024-07-10-blue-screen-death</link>
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      <description><![CDATA[8.5 million computers crashed. I was stuck in an airport. So I started thinking about kernels.]]></description>
      <pubDate>Wed, 10 Jul 2024 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>computing</category>
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    <item>
      <title><![CDATA[Search Engine Turbulence]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/tech-2023-03-10-search-engine-turbulence</link>
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      <description><![CDATA[Google invented transformers. Now they might lose search because of them.]]></description>
      <pubDate>Fri, 10 Mar 2023 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>ai</category>
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    <item>
      <title><![CDATA[Financial Inclusion: Part 3]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2023-01-08-fundamental-flaw</link>
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      <description><![CDATA[The technology works. The on-ramps don't.]]></description>
      <pubDate>Sun, 08 Jan 2023 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Self-Custody: Part 3]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-11-05-mnemonic-phrases</link>
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      <description><![CDATA[Twelve words that control everything]]></description>
      <pubDate>Sat, 05 Nov 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Financial Inclusion: Part 2]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-10-28-unbanked-bankless</link>
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      <description><![CDATA[From excluded by banks to independent of them]]></description>
      <pubDate>Fri, 28 Oct 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
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    <item>
      <title><![CDATA[A Bird's Eye View]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/finance-2022-10-19-birds-eye-view</link>
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      <description><![CDATA[$347 billion in bank fines since 2000. There's an alternative.]]></description>
      <pubDate>Wed, 19 Oct 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Financial Inclusion]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-05-22-blockchains-africa</link>
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      <description><![CDATA[When 96% of citizens can't access the solution]]></description>
      <pubDate>Sun, 22 May 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Easy Money and Veblen Goods]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/finance-2022-04-08-easy-money-veblen-goods</link>
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      <description><![CDATA[When higher prices create more demand]]></description>
      <pubDate>Fri, 08 Apr 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Self-Custody: Part 2]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-03-22-self-custody-02</link>
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      <description><![CDATA[Protecting your identity on an open ledger]]></description>
      <pubDate>Tue, 22 Mar 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Self-Custody]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-03-10-self-custody-01</link>
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      <description><![CDATA[What self-custody actually means]]></description>
      <pubDate>Thu, 10 Mar 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Derivatives vs Spot]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/finance-2022-03-02-derivatives-spot</link>
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      <description><![CDATA[When the side bets move the main game]]></description>
      <pubDate>Wed, 02 Mar 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>trading</category>
    </item>
    <item>
      <title><![CDATA[Liquidity Pools]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-01-14-liquidity-pools</link>
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      <description><![CDATA[How a simple formula replaced Wall Street's market makers]]></description>
      <pubDate>Fri, 14 Jan 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Blockchain Foundations]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2022-01-09-foundations</link>
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      <description><![CDATA[Ledgers governed by math, not institutions]]></description>
      <pubDate>Sun, 09 Jan 2022 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Self-Custody: Part 4]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2021-11-18-non-custodial-wallets</link>
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      <description><![CDATA[What happens when you trust someone else with your keys]]></description>
      <pubDate>Thu, 18 Nov 2021 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[Permissionless Systems]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2021-10-27-permissionless-systems</link>
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      <description><![CDATA[What changes when you stop asking for approval]]></description>
      <pubDate>Wed, 27 Oct 2021 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[DeFi Essentials]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2021-10-02-defi-essentials</link>
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      <description><![CDATA[The building blocks of permissionless finance]]></description>
      <pubDate>Sat, 02 Oct 2021 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
    </item>
    <item>
      <title><![CDATA[NounsDAO]]></title>
      <link>https://www.zacharyr0th.com/writing/articles/crypto-2021-08-31-nouns</link>
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      <description><![CDATA[One noun per day, forever]]></description>
      <pubDate>Tue, 31 Aug 2021 00:00:00 GMT</pubDate>
      <author>Zachary Roth</author>
      <category>crypto</category>
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