A unified personal finance dashboard that bridges traditional banking, investing, and crypto.
Most people manage their money across a dozen different apps. One for banking, another for brokerage, a third for crypto exchanges, maybe a fourth for on-chain wallets. Each gives a partial picture. None talk to each other.
Clarity consolidates all of it into a single dashboard — banking, investing, and crypto — with the kind of features that actually matter for people managing money across asset classes.
Clarity connects to 12,000+ financial institutions across the US and Canada. Link bank accounts, brokerages, crypto exchanges, and on-chain wallets. The result is a real-time view of net worth that doesn't require spreadsheet gymnastics.
The platform uses read-only connections and never stores credentials. 256-bit encryption. The business model is subscriptions, not data monetization — they explicitly don't sell or share user data.
AI-powered transaction categorization: Machine learning handles the tedious work of labeling transactions and predicting spending patterns. Recurring charges get detected automatically, and anomalies trigger alerts.
Crypto tax reporting: Form 8949 exports for crypto transactions with automated cost basis tracking. For anyone who's spent hours manually reconciling exchange data at tax time, this alone justifies the subscription.
Budgeting with flexibility: Supports both envelope and zero-based budgeting. Not everyone thinks about money the same way, so having options matters.
Retirement planning: Monte Carlo simulations for retirement scenarios. Instead of a single projection line, you get probability distributions — a more honest representation of uncertainty.
Estate planning: Dead man's switch functionality and household sharing. This is unusually forward-thinking for a personal finance app. Most competitors don't touch estate planning at all.
Multi-currency support: Track assets denominated in different currencies without manual conversion headaches.
The real differentiator is bridging traditional and decentralized finance. Mint, YNAB, Monarch Money — they handle bank accounts and credit cards well. Zerion, DeBank, Zapper — they handle on-chain portfolios well. Almost nothing handles both.
If you hold ETH in a self-custody wallet, AAPL in a brokerage, and cash in a savings account, you've historically needed at least two apps to see your full picture. Clarity collapses that into one.
$8.25/month. For context, Monarch Money charges $15/month, YNAB charges $15/month, and Rocket Money charges $12/month. Free trial available with no credit card required.
Clarity is built for people who manage money across multiple account types and asset classes. The more fragmented your financial life, the more useful it becomes. Someone with a checking account and a 401k probably doesn't need this. Someone with bank accounts, brokerage positions, crypto exchange holdings, and on-chain wallets probably does.
A unified personal finance dashboard that bridges traditional banking, investing, and crypto.
Most people manage their money across a dozen different apps. One for banking, another for brokerage, a third for crypto exchanges, maybe a fourth for on-chain wallets. Each gives a partial picture. None talk to each other.
Clarity consolidates all of it into a single dashboard — banking, investing, and crypto — with the kind of features that actually matter for people managing money across asset classes.
Clarity connects to 12,000+ financial institutions across the US and Canada. Link bank accounts, brokerages, crypto exchanges, and on-chain wallets. The result is a real-time view of net worth that doesn't require spreadsheet gymnastics.
The platform uses read-only connections and never stores credentials. 256-bit encryption. The business model is subscriptions, not data monetization — they explicitly don't sell or share user data.
AI-powered transaction categorization: Machine learning handles the tedious work of labeling transactions and predicting spending patterns. Recurring charges get detected automatically, and anomalies trigger alerts.
Crypto tax reporting: Form 8949 exports for crypto transactions with automated cost basis tracking. For anyone who's spent hours manually reconciling exchange data at tax time, this alone justifies the subscription.
Budgeting with flexibility: Supports both envelope and zero-based budgeting. Not everyone thinks about money the same way, so having options matters.
Retirement planning: Monte Carlo simulations for retirement scenarios. Instead of a single projection line, you get probability distributions — a more honest representation of uncertainty.
Estate planning: Dead man's switch functionality and household sharing. This is unusually forward-thinking for a personal finance app. Most competitors don't touch estate planning at all.
Multi-currency support: Track assets denominated in different currencies without manual conversion headaches.
The real differentiator is bridging traditional and decentralized finance. Mint, YNAB, Monarch Money — they handle bank accounts and credit cards well. Zerion, DeBank, Zapper — they handle on-chain portfolios well. Almost nothing handles both.
If you hold ETH in a self-custody wallet, AAPL in a brokerage, and cash in a savings account, you've historically needed at least two apps to see your full picture. Clarity collapses that into one.
$8.25/month. For context, Monarch Money charges $15/month, YNAB charges $15/month, and Rocket Money charges $12/month. Free trial available with no credit card required.
Clarity is built for people who manage money across multiple account types and asset classes. The more fragmented your financial life, the more useful it becomes. Someone with a checking account and a 401k probably doesn't need this. Someone with bank accounts, brokerage positions, crypto exchange holdings, and on-chain wallets probably does.